We work with you to identify your unique service requirements. We match your needs with the ideal set of services, all of which are available individually or packaged with flexible pricing options tailored to your specific needs.
Collection Services
Third party debt collections is a heavily regulated industry. You should partner with an agency with a proven recovery rate and also follows the FDCPA, FCRA and all other applicable laws. We have systems in place that allow the maximum recovery from those who can pay. We treat consumers with respect and our system allows us to pursue each account in the best manner possible to get you the most money.
Reporting
Our Client Portal is very easy to use and allows our clients to list accounts, report information to us securely and pull any report related to collections activity on accounts and shows how we are doing step by step.
Skiptracing
The big task is not collection – it is finding the debtor so collection is possible. OCS trains its staff in finding and locating consumers. We have invested in state of the art technology to allow us to find consumers and collect from them.
Payment Arrangements
Once the debtor is located, most debts are paid in installments of approximately 10-15% of the net income. Over 65% of all funds collected are done without legal proceedings.
Lawsuits And Garnishments
Legal proceedings are necessary at times. When a consumer has the ability to pay their account and refuses to do so we will work with our streamlined and efficient legal department to enforce debt.